Here is a list of Frequently Asked Questions (FAQs). If you don't find the answer to your query amongst them, please feel free to contact us and we will be happy to discuss any details.

• What is Personal Contract purchase (PCP)?
• What types of vehicle can you arrange funding for?
• Why not go to one of the major dealer groups?
• Why not go straight to the funder?
• Can I use my local dealership to supply the vehicle?
• What is included in a maintenance contract?
• Where would I get the vehicle serviced?
• What happens about insuring the vehicle?
• What if I want to hand the vehicle back early?
• How does the excess mileage rate work?
• What are the minimum and maximum mileages that can be quoted?
• What is the minimum/maximum length of contract?

What is Personal Contract Purchase (PCP)?

Personal Contract Purchase (PCP) is a method of financing a car for a set period at a fixed monthly charge. At the end of the contract, there is an optional final payment you can use to buy the vehicle, or you simply return the vehicle with nothing further to pay. The monthly charge is governed by the initial cost of the car, the mileage covered, the period of agreement and the estimated value of the vehicle at the end of the contract.

Personal Contract Purchase can also be arranged to include maintenance and servicing. Please note mileage allowance and excess mileage costs are agreed at the start of the contract.

What types of vehicle can you arrange funding for?

We can arrange finance for any make and any model of vehicle. Please check our website or call us for a quote on 0870 3301 555.

Why not go to one of the major dealer groups?

We're often able to be more competitive than the major dealer groups because we've negotiated special terms directly with the manufacturer. We then shop around several different funders to find the most competitive prices for our customers. Our prices are always competitive and it is rare for us to be beaten on price.

Why not go straight to the funder?

The discounts we negotiate with manufacturers are often superior to those given to the finance companies, allowing us to be more competitive. Plus, we search around a dozen different funders in order to get the most competitive price. This means we can tailor all quotations to your individual requirements and guarantee a competitive rental.

Can I use my local dealership to supply the vehicle?

Our quotations are based on the most preferential supply terms we've been able to negotiate. If your local dealership can match these terms we would be happy for them to supply the vehicle.

What is included in a maintenance contract?

All routine servicing and maintenance costs are included as well as replacement for reasonable wear and tear items. We can send you a copy of the maintenance contract if you require further details. We recommend that maintenance is only considered when your annual mileage exceeds 20,000 miles per annum.

Where would I get the vehicle serviced?

Generally at any franchised dealer. All our Contract Hire funders have servicing accounts set up with the major garages, and their customer service lines can give you full details on your nearest location.

What happens about insuring the vehicle?

You or your company must comprehensively insure the vehicle for the duration of the contract.

What if I want to hand the vehicle back early?

An early termination fee is payable if the vehicle is handed back early. This is based on the market value of the vehicle when you want to end the contract and the number of months left for the contract to run. We can obtain a costing for you if required.

How does the excess mileage rate work?

At the end of the contract period any mileage over the agreed mileage will be multiplied by the excess rate and invoiced to you.

What are the minimum and maximum mileages that can be quoted?

The minimum annual mileage we can quote on is 6,000 and the maximum mileage is 40,000 per annum. If your annual mileage exceeds 40,000 miles per annum please call us for a special quotation.

What is the minimum/maximum length of contract?

The minimum contract length we offer is 12 months; the maximum contract length is 60 months.